Cost
£XX
/mth
Debt Calculator
Cost of Delay Calculator
Saving for retirement
can be a cost we don'tfactor in right now...
can be a cost we don'tfactor in right now...
See how much
delaying costs!
delaying costs!
How much would your cost of delay be?
join today
XXX,XXX
join in 10 yrs
XXX,XXX,XXX
No delay
XXX,XXX,XXX
Never
same speed
catch up
You'd miss out on
XX,XXX
at retirement
You'd need to contribute an extra
XXX
/mth
to catch up
No delay
By never joining you will miss out on
Fund balance
XXX,XXX
incl employer contributions of
XXX,XXX
Cost
£XXX
/mth
Join today
You pay
Employer pays
Delay
You pay
Employer pays
Cost per month
You've run out of time to contribute!
| Join today | Join in x years | |||
|---|---|---|---|---|
| Year | You pay | Fund balance | You pay | Fund balance |
How can we help you?
Don't delay, start saving today!
If you’re not a member of the Scheme yet, you’re potentially missing out on savings when you come to retire. When you join, not only do you contribute each month, but Vaillant also contributes, and the longer you and Vaillant contribute to your account, the more you’ll have when you're no longer working.
Email the Pensions Department if you'd like to increase your contributions.
Use the Small change, big savings calculator to see how little changes to your lifestyle can make a big difference to your future
Disclaimer & Assumptions
Assumptions
Contributions
Savings are assumed to be added as regular, after-tax monthly contributions into your account.
Investment returns
Investment returns are assumed to be consistent for the duration of the savings period.
Retirement age
When calculating how much extra you could save, it is assumed you choose to retire at age 65.
